Surprises Summer 2017: New Baby on the way!

Exciting news I’ve been sitting tight on this, but now it’s finally time to share. My royal family is growing by one more princess! Our new little girl will be joining us sometime in early July. So April is going to be all about homeschooling while pregnant and with a…

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Money Management: Saving for the future

Your future awaits Statistics say 1 in 3 Americans have 0% saved up for retirement, and 47% would have trouble finding $400 to cover an emergency. Few of us know anything about saving money. Most of us, obviously, live from payday to payday, with no thought for our future. Or…

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Money Management: Your credit report

The Doom of the Credit Report The words “credit report” can strike fear and dread into hearts everywhere. Misunderstood, abused and yet so influential on your finances, the credit report is a huge piece of your money management. What is it and how does it work? A credit report shows…

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Money Management: Do I really need a budget?

Do I really need a budget? I used to believe that I didn’t need a budget. I thought the only people that needed budgets were those who had more money than I did. I had so little, that I kept track of every penny I found on the sidewalk! So…

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Money Management: hard won lessons

How to manage your money I didn’t know how to manage money well when I first lived on my own. As a college student, then a young mother, money management was confusing and challenging. It took a few years before I figured out the basics on how to manage your…

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