Money Management: Your credit report

The Doom of the Credit Report The words “credit report” can strike fear and dread into hearts everywhere. Misunderstood, abused and yet so influential on your finances, the credit report is a huge piece of your money management. What is it and how does it work? A credit report shows…

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Money Management: Do I really need a budget?

Do I really need a budget? I used to believe that I didn’t need a budget. I thought the only people that needed budgets were those who had more money than I did. I had so little, that I kept track of every penny I found on the sidewalk! So…

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