Meal Planning on a Budget

Can you meal plan on a budget? Not only can you, but you should! Meal planning can be essential to staying on a budget and still eating well.  Title image

Is meal planning on a budget too much work?

Meal planning on a budget seems like such a chore, doesn’t it? It’s so involved. You have to think of the meals and get creative, dig out the recipes, and then make a shopping list. Then you have to actually do the shopping — and when you come home, you have to put it all away! Finally, you need to actually prep the food to cook with. So much work!

Thankfully, my meal planning system takes a lot of the work out of the process. With the Master List, there’s no thinking or creativity needed. It’s just a matter of choosing the meals and plugging them into the calendar.

How does the Master List translate to grocery shopping? The same way it does to planning the menu. With a Master List of meals, you’ll have a Master List of grocery items. Keep your kitchen stocked with your Grocery Master List, and you’ll always be able to make a meal, with minimal stress.

And that means meal planning on a budget is easy!

Three More Master Lists to Make

There are actually three Grocery Master Lists you’ll need to create with your Meals Master List: the pantry stock, the freezer stock and the fresh stock lists.

The Pantry Stock list will include all those items you put in your cupboards, from canned goods to condiments, seasonings to baking supplies.

The Freezer Stock list includes all those items you put in your freezer — meats, convenience foods, and any “fresh” items that work frozen, such as frozen fruits, vegetables and breads.

The Fresh Stock list is for those items that need to be refrigerated, and can’t be frozen or are used too frequently to make freezing practical: yogurt, eggs, cheeses, fresh produce, etc.

The Master Pantry Stock list

This is probably the easiest one to determine and maintain. Subdivide this list into three as well: canned goods, baking supplies, and condiments & seasonings.

Do you can?

If you are someone who does a lot of home canning and preserving, your Pantry Stock list will probably become most important when you’re planning a garden and what you will want to preserve.

Include items such as canned vegetables, sauces and sauce mixes, jams and jellies, and anything else you may make up. Otherwise, these are the items you’ll want to get from the store.

Having a minimum amount of these items in your pantry at all times will make cooking and meal planning easier. I recommend having the minimum stock you need to make at least 3 meals at all times.

Miscellaneous pantry items

Other pantry items would include things like drink mixes, coffee & tea, cereals and spreads, pasta and rice, canned soups (if you use them), crackers and snack foods, and anything else you may find you’re always adding to your list. Keep a minimum amount always on hand to reduce your stress.

Your baking supplies list

Baking supplies will include any and all things you need to bake with, obviously. Flours, sugars, baking powder and soda, flavorings for baking such as vanilla extract, corn starch, cocoa, oils and shortening, and anything else that you use on a frequent basis for baking go on this list.

Don’t forget mixes, or the ingredients to make your own mixes, such as for pancakes, waffles, cakes, or muffins. Personally, I recommend shopping for most of these items at a bulk food store, and keeping a minimum container amount always in stock. Then you would mark on your list to repurchase when you refill or get low.

Seasonings & Condiments List

Seasonings and condiments are the items you’ll keep around the longest. Basic herbs and spices lists can be found many places. Maybe you’ll prefer to grow fresh herbs.  

Other condiments include things like ketchup and mustard, dressings and meat flavorings, and bouillon and broth. You’ll want to build up a stock to keep in the back of the pantry, so you never run out. .

Having a Master Pantry Stock list helps keep the last-minute runs to the grocery store — and its associated impulse spending — to a minimum. And that’s a huge part of meal planning on a budget.

When you meal plan on a budget, use these stock grocery lists to take advantage of sales.

The Master Freezer Stock list

This list will cover the main entree portion of your grocery lists. Not all of what goes on your Freezer Stock list is bought at a store. You can make a lot of what goes into your freezer on a prep day.

Start with your meats, if you choose to eat meat.

You’ll want to have a wide selection always on hand. Ground meats are the most versatile, so keep a minimum for at least 3 meals always on hand.  You may want a couple of roasting cuts as well, as defrosted, they can double as stew or crockpot meat.

My personal list includes at least 10 lbs of chicken breasts, 10 lbs of pork chops, 8-10 lbs of ground meat, and 1-2 roasts (chicken, pork or beef, depending on sales). Your list may vary, according to your family’s tastes and eating habits.

Freezer meals & convenience packs

Next, you may want to keep a few convenience food packages on hand — or your homemade version of them. Fries (prepackaged or homemade blanched and frozen), pizzas and casseroles are always useful.

These can come in handy on days when you have a houseful of sick people (or are ill yourself), or when you’re just too tired to cook for whatever reason.  I recommend at least one of each type of convenience package you may use to be always on hand.

Don’t forget those freezable stock foods such as frozen vegetables, breads and bagels, deserts and snacks, or premade breakfast items like muffins and pancakes.

Whether you make them from scratch or buy them, having them in the freezer means keeping those last-minute shopping trips to a minimum. It’s all about planning ahead.

The Master Fresh Stock list

The Fresh Stock list includes all the fridge and counter foods your family uses. From fresh produce, to dairy to bread, your Fresh List is the one that will probably have to be the most closely managed. This is the one that may change the most frequently as well.

If you garden, your Master Fresh Stock list will have fewer items. To save money, try coops, shopping at farmer’s markets, or even delivery services. Cheaper bread and baked goods can be found at factory outlets, if you’re fortunate enough to live in an urban area. Check into buying direct from local farms for things like eggs or vegetables. And, if you have the time, you can make your own fresh items, such as yogurt, butter, bread, or cheese.

Extra items on your list

The final section of your grocery list will be those items that are extra. As you plan your meals for the week or month, most of the ingredients for your menu’s recipes will be in your stocked supplies. So as long as you note replacements as you use them, you’ll never be without an essential item.

But some recipes need things you won’t use often. It may be a seasoning you use once-in-a-blue-moon, or a vegetable that’s only available certain times of the year. Maybe it’s a craving for something you wouldn’t ordinarily make.

When you make your meal plan for your calendar, note down anything special you need to get, so that you have it when you need it.

Take advantage of sales

Having a Stock Grocery List means that you can really take advantage of sales. When you know what you regularly use and get, and those items go on sale or you find a good coupon, you can buy in bulk.

And you won’t necessarily overspend your budget, because your pantry or freezer is already stocked. You can skip buying some other things to make room financially. Meal planning really helps your budgeting!

Only minutes out of your week!

Meal planning can seem tedious, but the impact on your time, energy and budget is enormous. It’s well worth the effort. My Practically Painless Meal Planning system takes a lot of the work out of meal planning. Once you have everything set up, the longest time commitment is the actual grocery shopping. List making, menu planning and calendaring everything is only minutes a week.

Read part 1: Meal Planning: The Master List
Here’s part 2: How to make a Meal Plan Calendar

Can you meal plan on a budget? Not only can you, but you should! Meal planning can be essential to staying on a budget and still eating well.

About RaisingRoyalty

Single mom of 6, homeschooling and working from home. I've survived everything life threw at me, now I'm finding a way to thrive. This is my real life story.

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  1. Pingback: Meal Planning: the Calendar and the Meal Plan ~ Raising Royalty

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